:root{--ink:#111827;--muted:#667085;--line:#d7dde6;--blue:#12385a;--deep:#081827;--amber:#f4b44d;--ice:#f4f8fb;--white:#fff;--warn:#fff7e6}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--ice);color:var(--ink);line-height:1.55}.wrap{max-width:1160px;margin:0 auto;padding:0 20px}.top{background:var(--deep);color:#fff;border-bottom:4px solid var(--amber);position:sticky;top:0;z-index:20}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{font-weight:900;color:#fff;text-decoration:none}.links{display:flex;gap:12px;flex-wrap:wrap}.links a{color:#e8eef7;text-decoration:none;font-size:13px}.call{background:var(--amber);color:#111;text-decoration:none;font-weight:900;padding:10px 13px;border-radius:8px;white-space:nowrap}.hero{padding:72px 0 50px;background:linear-gradient(135deg,#fff 0%,#dcecf8 100%);border-bottom:1px solid var(--line)}.eyebrow{margin:0 0 14px;color:#755015;text-transform:uppercase;letter-spacing:.12em;font-weight:900;font-size:12px}h1{font-size:clamp(36px,6vw,68px);line-height:1.02;margin:0 0 18px;max-width:980px}h2{font-size:31px;margin:0 0 18px}.lead{font-size:20px;color:var(--muted);max-width:820px;margin:0 0 24px}.actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-block;text-decoration:none;border-radius:8px;padding:13px 18px;font-weight:900}.btn.primary{background:var(--amber);color:#111}.btn.ghost{background:#fff;border:1px solid var(--line);color:var(--blue)}.notice{background:var(--warn);border:1px solid #efd39f;border-radius:8px;padding:14px;margin-top:22px;color:#6f4c10;max-width:860px}section{padding:46px 0}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:20px;min-height:165px;box-shadow:0 10px 25px rgba(16,24,40,.05)}.card h3{margin:0 0 8px}.card p{margin:0;color:var(--muted)}.band{background:var(--blue);color:#fff}.band p{color:#dcecf8;max-width:820px}.mini-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.mini{display:block;background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px;text-decoration:none}.mini span{display:block;color:var(--muted);font-size:13px;margin-top:5px}.faq{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:16px 18px;margin:10px 0}summary{font-weight:900;cursor:pointer}footer{padding:28px 0;color:var(--muted);font-size:14px}@media(max-width:900px){.nav{align-items:flex-start;flex-direction:column;padding:16px 0}.grid,.mini-grid{grid-template-columns:1fr}.call{width:100%;text-align:center}.hero{padding:44px 0 34px}.lead{font-size:18px}}